According to the International Institute of Health care, people increasingly suffer from various diseases. Despite medical progress and the fast recovery chances after a serious illness increase, the effects of serious disease remain. For this reason LIC “Saglasie” EAD offers specially designed Additional Insurance “Critical Illness”, which allows anyone to ensure funds for treatment and rehabilitation in the event of diagnosis for the first time on any of the following 13 serious illnesses:

 

  • Multiple sclerosis
  • Myocardial infarction
  • Surgical treatment of coronary artery-bypass
  • Replacement of heart valve
  • Surgery of the aorta
  • Stroke
  • Paralysis
  • Permanent kidney failure
  • Blindness
  • Transplantation of major organ
  • Cancer (malignant tumors)
  • HIV due to a practice of medicine
  • HIV due to blood transfusions

 

LIC “Saglasie” EAD is the first insurance company on the Bulgarian lifeinsurance market which offers protection against multiple sclerosis – a disease that affects more and more young people in Bulgaria.

For first time parents are enabled without any additional charges to provide their children with financial protection against 8 (eight) serious diseases, such as:

  • Myocardial infarction
  • Sergical treatment of coronary artery
  • Stroke
  • Paralysis
  • Multiple sclerosis
  • Transplantation of major organ
  • Blindness
  • Cancer (malignant tumors)

 

Advantages of Additional Insurance “Critical Illness”:

  • In case of occurrence and diagnosis for the first time of any of the 13 critical diseases – the insured receives the agreed sum insured
  • Financial security for cases of money necessity for treatment, rehabilitation, surgical operations and other cost reimbursement
  • Opportunity for financial security which is important in case of disability of the insured person
  • The insured persons receive financial security for themselves and for their children

 

Additional Insurance “Critical Illness” can be concluded by individuals aged from 18 to 55 years and the maximum age at the end of the insurance coverage shall not exceed 65 years.

Insurance Critical illness could be added after the conclusion of the main contract, provided that the insured person is in good health condition and is not older than the maximum age for the conclusion of insurance.